Do I need a home warranty if I have homeowner’s insurance?
Yes. Homeowners insurance will provide compensation for loss or damage to your home or contents, caused by an event like hail, fire, etc. A home warranty protects you from the unexpected expenses of a covered breakdown on your home’s major systems and appliances.
What does a home warranty cover when buying a house?
When you are buying a house, you are able to choose one of our home warranty plans. Our Essential plan covers heating, cooling, plumbing, electrical systems, and water heater. Our Standard and Premium plans cover additional appliances like your refrigerator, cooktop, oven, etc. Please visit our plans page to get the best protection plan for your new home.
How should you choose a home warranty plan?
It’s very simple, just choose the best protection plan for your home. Here are some things to think about when making a decision.
- When choosing a home warranty plan, you need to decide which plan is best for you, based on what items are covered.
- Check your contract to see if there are any limits on how much the company will pay for repairs.
- Consider how much you can afford to pay each month for the plan, and consider the cost of any service fees.
- Should you ever have a claim, you want great customer service. Research the company’s reputation and read its customer reviews.
When should or shouldn’t you buy a home warranty?
In our dream world, every homeowner would have a home warranty because whatever your homeowner’s insurance doesn’t cover is on your dime! But we get it, it might not be for everyone.
Buying a home warranty is a personal decision. Many of our customers want to protect or cushion their personal budgets, as not everyone can afford a $4,000 emergency appliance repair at the drop of a hat!
Some of our customers purchase a home warranty because they aren’t handy around the house, or don’t have the time to search for and vet a service professional.
Our hope is that you review our contract, compare our pricing and customer satisfaction with our competitors and decide to buy a Simplicity Protection Home Warranty.
What is covered under a home warranty?
We can’t speak for other home warranty companies, but Simplicity Home Protection Plans include repair or replacement for most major home mechanical systems and appliances.
We have three levels of protection.
Our Essential plan covers a wide range of mission-critical systems responsible for the smooth functioning of your home.
Our Standard plan covers everything in the Essential plan plus major home appliances that you use every day.
And our Premium plan is our most comprehensive coverage – everything in the Essential and Standard plans plus other household items like second AC and heating units, second refrigerators, garage door openers, and more. You can even add on pool and spa coverage to the Standard and Premium plans.
Simplicity Protection has been in business for the last 45 years. We tailored our warranty plans to meet your needs. Start your coverage starting from $1.5/day!