Does a Home Warranty Require an Inspection?

You’ve decided to take action and protect your home appliances and systems by getting a home warranty plan, but do you need an inspection?

As this is one of our most frequently asked questions, we’ve decided to dedicate an entire blog to answering whether or not you need an inspection to get a home warranty plan and also to understand what a home inspection actually covers!

Can You Get a Home Warranty Without an Inspection?

Simple answer: yes! Most home warranty plans don’t actually require a home inspection, which means that homeowners can get the coverage they need without having the added stress of a home inspection.

Does Simplicity Protection Require a Home Inspection?

At Simplicity Protection, our mission is to provide top-tier home warranty coverage options for homeowners with minimal to no stress necessary – that includes home inspections! With Simplicity Protection, there’s no need for a home inspection.

We’ll work directly with you to determine which appliances and home systems you want covered and get you started on a home warranty coverage plan option that’s right for you.

It really is that simple.

What does a Home Inspection Cover?

A home inspection is typically done prior to the closing of a home sale, and while in escrow. It’s an important part of determining whether or not the house you’re wanting to purchase is right for you, as any serious issues like infrastructure damage or electrical system failures can be detected.

Typically, the home inspection checklist will look at a variety of home areas, including:

  • Heating system
  • Central air conditioning system
  • Interior plumbing
  • Electrical systems
  • Ceilings
  • Floors
  • Basement
  • Foundation
  • Structural components
  • Walls
  • Attic
  • Roof and rain gutters

Home Inspection vs. Simplicity Protection Home Warranty

While home inspections can sometimes be confused with a home warranty plan, they do very different things – and often complement one another.

A home inspection is simply a way to evaluate the major elements within a home, such as foundation, home systems, and floor levels, it doesn’t cover malfunctions with built-in appliances or systems. There’s no actual protection with a home inspection, simply an evaluation of the current state of these items.

A home warranty, like Simplicity Protection’s home warranty plans, can cover these built-in appliances and home systems, protecting homeowners from paying extremely high out-of-pocket costs in case of a covered breakdown or repair.

How Much is a Home Inspection?

While the ultimate price of a home inspection will vary depending on your contractor and geographic location, according to Bankrate, the average price tag across the U.S. for a home inspection is between $199 to $500+ – the average being $341.

How Long is a Home Inspection Good For?

Unfortunately, with a home inspection, it’s really only good for a short amount of time after the inspection is done. This is because the moment an inspector walks out of a home, time has already passed, aging certain home systems and structures, making them more susceptible to damage.

Earlier, we explained that a home inspection and a home warranty plan complement each other – this is what we mean: while a home inspection only evaluates specific items, a home warranty plan protects them, offering homeowners assurance that repairs won’t cost them their entire savings.

Simplicity Home Warranty Protection Plans

At Simplicity, we have three curated home warranty plan options that cover a variety of appliances and home systems – all designed to work with your needs and budget.

Our Essential plan covers a wide range of mission-critical systems responsible for the smooth functioning of your home, including heating & cooling systems, plumbing & electrical, and a water heater.

Our Standard plan covers everything in the Essential plan plus major home appliances that you use every day, such as your kitchen refrigerator, oven, built-in dishwasher, washer & dryer, garbage disposal, and more!

And finally, our Premium plan is our most popular and comprehensive coverage option – not only does it cover everything in the Essential and Standard plans, but it also covers other household items like second AC and heating units, second refrigerators, garage door openers, and more. Pool and spa coverage add-on options are available to add to the Standard and Premium plans, as well for additional convenience.

Get a Simplicity Home Warranty Quote Today!

Whether you’re a new homeowner or you have been looking to protect your current home’s systems and appliances, the team at Simplicity Protection is here to help with hassle-free claims, award-winning service, and dependable coverage options you can count on.

For more than 45 years, we’ve been in the business of protecting customers and are honored to help our customers find comfort and assurance in their home systems and appliances. To get started with your home warranty coverage plan, please contact us today!